4 Refinancing Strategies to Get You Out of Debt

Wooden houses in front of a painted brick wall with 4 mortgage refinancing strategies to get you out of debt written on itRefinancing a home sounds like a complicated grown up thing, doesn’t it?

But the reality is that if you’ve bought a home with a mortgage, you’re more than capable of refinancing. (You won’t even need to call your mom or dad to help lead you through it.)

But first, what is refinancing a mortgage? Basically, refinancing is paying off your current home loan with a new mortgage loan. (Ideally one that comes with better terms to help you achieve your financial goals.)

Of course, you can do a mortgage refinance for a variety of purposes. But what we’re going to focus on here is getting you out of debt sooner rather than later.
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How to Build a $1000 Emergency Fund in 90 Days

How to build a $1000 emergency fund in 90 days or less.Wish you had an emergency fund to fall back on? This step-by-step guide walks you through exactly how to build a $1,000 emergency fund in 90 days or less. (And you don’t have to be rich to make it happen.)

But first, a quick story:

“Your house needs a new air conditioner,” they said. I couldn’t believe it, or afford it if that were true. So I roasted in the 105+ degree Phoenix heat while I saved up $35 for a second opinion. (Yeah, I was pretty broke, and determined not to borrow.)

If only I’d known then what I know now about saving up money fast. I’d have had at least a $1000 emergency fund to draw from like I do now.

If you’d like to learn how to build a $1000 emergency fund in 90 days or less, read on!
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How to Stop Living Paycheck to Paycheck and Start Making Progress

How to stop living paycheck to paycheck and start making progress with money.Wish you could stop living paycheck to paycheck? You’re not alone. According to the Brookings Papers on Economic Activity about 1/3 of Americans live paycheck to paycheck.

That’s about 38 million folks who would be in trouble if they had to pay an unexpected bill or would be panicked if they lost a job. If you’re one of those folks, you know it sucks. It’s scary to live on the edge, or to not understand why you just can’t seem to get ahead.

I know this because I used to be one of them. But it doesn’t have to stay that way. You can stop living paycheck to paycheck.

Here’s what it takes to change things.
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