Typically, middle-class people who are struggling financially think that things would be better if they only made more money.
There ARE cases where making more money helps immensely: usually when you’re making minimum wage or when you’re at or below the poverty line. In those situations even a 50 cent an hour raise can make a huge difference.
If you’re already making a decent wage (or even a very good wage) and you are struggling financially, it’s probably not your income that’s the problem.
More income might be a good short term solution, but chances are you’ll just end up struggling again as you automatically adjust to that increased income. Here’s what actually makes a difference.