“Your house needs a new air conditioner,” they said. I couldn’t believe it, or afford it if that were true. So I roasted in the 105+ degree Phoenix heat while I saved up $35 for a second opinion. (Yeah, I was pretty broke, and determined not to borrow.)
If only I’d known then what I know now about saving up money fast. I’d have had at least a $1000 emergency fund to draw from like I do now. If you’d like savings to fall back on too, this article walks you through exactly how to build a $1000 emergency fund in 90 days or less.
Step 1: Let go of any limiting beliefs.
If you already believe it’s possible to save up $1000 in 90 days or less, you’re starting off from a great place and can skip to step 2. But if you have any doubts or find yourself thinking “oh but I can’t do that because ______”, read on.
Trust me, I know what it’s like to be struggling to make ends meet. I tried and failed to save a single dollar for the longest time, feeling like a loser when I’d withdraw it. But it is possible for things to change, and get better so that you can save. Believing that and getting rid of the “can’ts” is the first step.
If you catch yourself thinking or saying “I can’t because….”, tell yourself “stop!” instead. (Out loud even!) Then reframe it to something you can believe. That might be, “I may not see how I can save up just yet, but I’m getting closer to making it happen every day.” Or “I’m not going to dwell on that. Right now I’m going to focus on finding ways to do it anyway.” (Then mentally change the subject.) Work on that while you go on to step 2.