How to Track Your Spending So It Actually Makes a Difference

How to track your spending so it actually makes a difference“Track your spending!” they say. “It’s so important!”

And so maybe you dutifully add up all of your expenses at the end of the month. (Or maybe you don’t.)

But here’s the thing:

  • Do you know why tracking your spending is so important?
  • And do you know how to track your spending so that it makes a difference in your life?

If your answers to those questions are no, you’re not alone.
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11 Free Deals Apps to Help You Find Bargains on Everyday Items

11 apps to help you find great deals on everyday itemsWe all look for ways to find great deals on everyday items. After all, nobody wants to pay full price when an app can help you find a discount.

So the next time you get ready to shop, why not try out some of the best deals apps to save you a few dollars on items you will be purchasing anyway?

(I’m an affiliate for them where possible, and the apps below are great ways to get deals in all cases.)

1. Ibotta

Ibotta lets you save money grocery shopping and also at retail, convenience stores, pharmacies, and restaurants. To start saving money, you need to activate the digital offers before you shop. You will receive the rebates once you send a copy of your receipt or link your store loyalty card to Ibotta. Sign up right here and start saving today!

You can even get cash back on online purchases at Amazon when you shop through Ibotta. Once your balance is $20, you can withdraw your cash rewards by PayPal, Venmo, bank account, or gift card.

2. The Amazon App

Downloading The Amazon App can help you find savings on the go. This app is just the mobile version of the online behemoth, but, it syncs with your wish lists and shopping history and can easily tell you when you can buy an item for less on Amazon than your local retail store. The Amazon App is free to use.

3. Coupon Sherpa

Coupon Sherpa is another digital coupon site that helps you spot savings from a computer or your phone. When you load the app, you can browse savings by store. Or, Coupon Sherpa will show you savings opportunities by showing the offers first that are closest to your current location. When you are ready to checkout, show the digital coupon to the cashier and you will instantly receive the discount.
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Regifting 101: Getting Rid of Unwanted Gifts Without Looking Cheap

Regifting done the right way: undeck the halls and rehome the gifts.It’s that time of year again — time to undeck the halls and get your house back into some semblance of its pre-Christmas order.

Too much clutter wears on a person, so this is an excellent time to take preventative measures for next year.

In addition to trashing or recycling any decor that may have gotten broken, deal with any gifts you may have received that aren’t quite your style or that don’t fit in your home.
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7 Easy Ways to Make the Most of Your Grocery Budget This Month

This article contains affiliate links, which allows me to earn money at no cost to you. For more information, please read my policy.

7 ways to save money at the grocery storeEveryone likes saving money, right?

Since groceries are typically one of the larger expenses each month (and we all have to eat!) if you can find a way to save money on them it’s even better.

Here are some tips on how to maximize your grocery money.

1. Only buy what you need.

This may seem obvious, but it’s really not. Go through your cupboards, refrigerator, freezer, and recipe book before you leave for the store. Make a list of the ingredients you’ll need to make this week’s meals, plus any household goods you may need as well.

(Not sure what you’ll be having for this week’s meals? Check out my friend Erin’s $5 Meal Plan to make it super easy.)

Then, be sure you’ve had a snack before going to the store, because hunger pangs will make it much harder to only buy what you need. (If you’re like me, you’ll end up buying a bunch of junk instead.)

Leave the kids at home, along with anyone else that might be prone to throwing unnecessary items in the cart. If you must bring others, allow yourselves a maximum of one item each that’s not on the list as a treat, and set a dollar limit for those items as well.
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