Probably the most critical step to getting out of debt is to quit borrowing. That means you NEED to find alternatives to loans.
That said, the idea of turning to debt for help is so pervasive that it can be hard to even think of other options. Borrowing money feels like the default solution, especially when you’re stressed out and worried.
But there ARE other choices out there, and many of them are a whole lot easier than you think. Here are 5 alternatives to loans: