How To Save Money When You Can’t Afford To

How to save money when you can't afford toRecurring subscriptions, impulse shopping, eating out — it’s easy to get stuck in the habit of overspending. Getting out of this rut and learning how to save money, especially when you can’t afford to, may seem impossible.

Except it’s not.

With a few changes, you can trim your expenses, get out of debt, and start to save money.

Here’s how.
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Saving Money With the 1% Rule

How to save up money with the 1% rule written above piggy bank surrounded by piles of coinsSaving your hard-earned pennies can be tough, but it doesn’t have to be that way. If you want to learn how to save money each month, the 1% Rule is a game-changer. In fact, I used it to painlessly start saving money from my salary back when I had a job. About 4.5 years later, I had $89,586.70 to show for it!

That’s…a lot of money! But it didn’t feel hard to do because of the method I used to do it.

If figuring out how to save money — especially a large amount — seems impossible right now, don’t worry. You don’t have to see how something is possible to get started. You just have to believe that it could be possible, and then take action. Act as if. Using the 1% Rule will make it a whole lot easier to start saving money.
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How to Build a $1000 Emergency Fund in 90 Days

How to build a $1000 emergency fund in 90 days or less.This step-by-step guide walks you through exactly how to build a $1,000 emergency fund in 90 days or less. (And you don’t have to be rich to make it happen.)

So if you wish you had emergency savings to fall back on, this article is for you.

But first, a quick story:

“Your house needs a new air conditioner,” they said. I couldn’t believe it, or afford it if that were true. So I roasted in the 105+ degree Phoenix heat while I saved up $35 for a second opinion. (Yeah, I was pretty broke, and determined not to borrow.)

If only I’d known then what I know now about saving up money fast. I’d have had at least a $1000 emergency fund to draw from like I do now.

If you’d like to learn how to build a $1000 emergency fund in 90 days or less, read on!
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Digit Review: Digit Savings App Automates Your Savings Like Magic

The painless way to build up your savings account with woman holding a cell phoneI pretty much never rave about things the way I’m about to now in this Digit review. (Unless you ask me about my trip to Antarctica – then I won’t shut up.) And I’m not doing so here for the small amount I’ll earn if you sign up through one of my links. I’m doing this Digit review because it’s a super awesome way to painlessly save money. I want you to know about it! Read on for an introduction to a money-related service that I think you’ll love.

Digit is like magic

Ever wish you could save money like magic? Without having to think about it or spend a bunch of time setting things up? Or maybe you’d like to have a friendly little buddy do the saving for you, all while making sure you don’t actually need that money for anything. (You know, except for your future self and family.)

That’s exactly what the Digit savings account does for you. It automates your savings like magic, while keeping you updated daily on your checking account balance to boot. As a bonus, Digit is likeable. (When have you ever heard that about a financial service?)
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