How to Get Rid of Your Debt (Once and For All)

If you feel like you’re drowning in debt and it's wrecking your family...if you would love to get out of debt and rebuild your credit, then here's how to pay off debt once and for all.If you’re sick of living paycheck to paycheck and you hate having to tell the kids no… if you feel like you’re drowning in debt and it’s wrecking your family…if you would love to get out of debt and rebuild your credit but you don’t know how, then this message is just for you. Here’s why.

You can now get step-by-step guidance on exactly how to pay off your debt from someone who has been there and done that. With no judgment, lots of encouragement, and plenty of actionable ideas.

And you need to realize, there is a cost to not dealing with this….

If You Ignore Your Debt Problem, It Just Gets Worse

What most women do when facing a mountain of debt is avoid thinking about it as much as possible (while simultaneously thinking about it all the time despite their best efforts…) or they create budget after budget that just gets blown…freeze their credit cards, only to defrost them and feel even worse…try to be more frugal…get frustrated with the lack of buy-in from family members who aren’t on the same page…and the list goes on and on. For most women, none of that works.

Why doesn’t any of that work?

  • That mountain of debt grows just keeps growing (along with the associated stress), building up like a volcano that’s set to explode with fire and ash at any moment.
  • They don’t understand how to budget in a way that gets them what they want from life.
  • They know those credit cards are still there and usable — all it takes is some hot water and shame or desperation to defrost and use the cards again.
  • Like most people, they’re not extremely frugal by nature, and no one wants to live with constant deprivation anyway.
  • They don’t know which debt to pay off first, how to start, or what the best method is to get out of debt.

They’re missing support – a critical ingredient to success.

  • Their spouse may pay lip service to the idea of getting out of debt, but lip service is all it is.
  • Their family may not be on board at all, actively telling them that it’s unrealistic and that debt is just a way of life.
  • And most women can’t just go out and get the right kind of advice for their situation. They’re too embarrassed, they don’t want to be judged, and they can’t find anyone they can trust. Plus most financial advisors are about the other end of things anyway: investing money — not paying back debt.

So what happens if you just do nothing? If you just keep on doing what you have been doing?

You keep getting more miserable. The stress gets worse, and the sleepless nights continue. You go broke, or get divorced. You lose your business, your home, or both. You feel ashamed. And when people ask you what happened, you mutter something about the “bad economy” or change the subject.

How I Can Solve Your Debt Problem

I’ve got an answer that works.

Here’s the story. I struggled for years to get out of debt, failing over and over again. I could pay the bare minimum on my bills & still eat, but that was about it. And then one day I realized exactly what the real problem was: I couldn’t borrow my way out of debt.

I had to change my thoughts and habits. Once we got clear on what needed to change and how to do it, my husband and I were able to pay off ALL of our debt, including our house. That’s more than $147,000 worth of debt. Gone! We’ve been debt free ever since.

Over the years, I’ve had so many people ask how we did it. They often end their “How did you do it?” question the same way, trailing off with “I wish I could do that…” and looking wistful.

I wanted to sit every single one of them down and tell them all the things I’d learned that enabled us to overcome the struggles and make debt a thing of the past. I wished everyone could feel just how awesome being debt free can be.

Then I had an idea.

What if I could do exactly that for those who are truly ready to get out of debt?

What if I could provide a place for them to learn the steps and take the actions that will get them to debt freedom? A place where no one is going to yell at them for any reason, use words like stupid or dumb, or talk about being denied? What if I could help a group of women create the lives they may not have even dreamed of yet, in a format that’s accessible in bite-size portions any time of the day or night?

And what if they saw actual progress on their debt, maybe for the first time ever? What if they finally created a budget that worked for them, began paying down debt after debt and saving up money, and maybe even improved their relationships along the way?

I realized that I could create a program to do exactly that. I’m not a miracle worker, but luckily it doesn’t take a miracle to get out of debt! It takes something else instead, and I can tell you exactly what that is.

It Worked For These People, and It Can Work For You Too

Here’s what getting out of debt did for me…

It allowed me to quit my job to focus on the things that mattered most to me…it let me fulfill my childhood dream of traveling to Antarctica…it let me be there for my family…and so much more.

And it’s not just me. Here’s what I’ve done for others:

“I wanted to thank you so much, Jackie Beck…..On Friday, I paid off one of my credit cards. In November 2015, the balance was 9700.26 and this past Friday…I PAID IT OFF…a zero balance. I closed the account and I am moving on to the next debt. Thank you for this group. It has really motivated me and has kept me on track. It has been super hard to do at times and frustrating, but to see the balance at zero was the best feeling…”       -Maureen

“I liked the bite sized videos that led me step by step through each task. Everything was very easy to follow.”       -Erin

“I started getting serious about getting out of debt June of 2015. At the end of the month [one year later] I will have paid off $40,000 in 13 months. We have had ups and downs this first year but came out ahead!!! We have a long way to go yet but happy with all milestones!!!”       -Amber

 

Here’s What You’re Getting

When you join the Destination Debt Freedom Community, you’ll join me personally as I walk right along with you on your journey out of debt. Of course, you’ll also be part of a supportive group of people who are ready to get out of debt for good!

  • You’ll be part of a supportive community atmosphere that encourages you every step of the way.
  • You’ll interact with each other and myself in the community so you can continue making progress and overcoming any hurdles you may encounter.
  • You’ll be able to participate in Facebook Live Q&As and super-quick weekly activities like Small Win Wednesday.
  • We’ll also believe in you! Getting out of debt is not unrealistic; and you’re not crazy for wanting to do so. You’re smart!

And when you join the Destination Debt Freedom Program, you’ll get everything I mentioned above as a member of the Community, plus you’ll get access to all Destination Debt Freedom online training course content and resources, AND:

  • I’ll show you everything I did to become completely debt free (without a bunch of crazy, unrealistic sacrifice.)
  • You’ll discover which things you actually get value from each day (so that you can get more of those things if you like!)
  • You’ll create a spending plan that gets you the things you need and want.
  • You’ll choose a target debt to pay off first (and you’ll actually start paying it off, followed by the next one, and then the next one…)
  • Plus a whole lot more — see the chart below for the complete description.

(For those who want 1 on 1 support, Destination Debt Freedom Coaching is available as well.)

Why You Shouldn’t Miss Out…

These are services that, if I offered them on a one-on-one basis, would cost a minimum of $2,000. But I’m not offering it that way. For one thing, a one-on-one service like that is not scalable, but more importantly I know that when you’re in debt, paying $2,000 would be out of the question. So read on!

I’ve been in debt — 6 figures in debt — and the thought of owing all that money wasn’t fun. Thinking about that time still gives me a knot in my stomach, even now. But if I could have had the kind of get-out-of-debt support I needed early on, it would have made such a difference — saving me SO much stress, time, and money.

That’s why membership is as low as $18 a month. I want to give you the support you need, and I want you to be able to afford it without increasing your monthly bills. (In fact, I have a whole slew of money-saving tips you can use to lower your monthly bills. Implement even just a couple of those and you’ll actually come out ahead.)

You’ll go at a pace that you have time for, even if you’re working two jobs while taking care of family and running the household. You can do some of the actions in as little as 5 minutes; 5 minutes that will make a difference and get you moving forward. You’ve got this!

You’re Completely Safe to Try It Out

Our 100% Money-Back GuaranteeYou’re completely safe to try Destination Debt Freedom out, because you’ve got the Destination Debt Freedom 100% Money-Back Guarantee. I believe in this stuff, and I know for a fact that it works. You’re not going to become debt free overnight, but if you do the work and stick with it you WILL get there. If you don’t do the work, and you don’t stick with it, the only thing I can guarantee is that it won’t work. It’s up to you.

If you decide Destination Debt Freedom Community, Program, or Coaching are not for you in the first 30 days — for any reason at all — email me at jackie@jackiebeck.com with the subject line “guarantee” and I’ll give you a one hundred percent refund. After that, there are no commitments for the monthly memberships and you can cancel yours at any time. Sales of Destination Debt Freedom Coaching are final after the first 30 days.

Finally, It’s Your Turn

If I could have had someone show me everything they did to become completely debt free – like I do in the Destination Debt Freedom Program – and known that following those steps was going to change my life, I’d have done it in a heartbeat!

Because becoming debt free is one of the best things I’ve ever done in life. If only I could have done it sooner.

Join the Destination Debt Freedom online programNow It’s Decision Time: Keep Drowning in Debt, or Become Free of Financial Stress and Worry

You have a choice to make: Do what you’ve been doing (or worse, do nothing at all.) You know where that will lead. Stress. Frustration. Lack of funds. Is that really where you want to go?

Or you can take a new action, and get a new result. Join Destination Debt Freedom. Finally get your debt under control and on its way out of your life.

Which of those options do you really want for yourself?

Here’s What to Do Now

You can be free of financial stress and worry… finally stop the gnawing dread that comes with those credit card statements…finally stop having those monthly money fights and self-recrimination.

Make your choice below and get on your way to debt freedom!

Destination Debt Freedom Community

Work toward your goals with the support of like-minded friends.

$18/month includes:

  • Members-only private Facebook community
  • Facebook Live Q&As
  • Quick posts + Small Win Wednesdays
  • Online training course content
  • Worksheets and resources
  • Inspiring exercises
  • Monthly debt freedom check-ins
  • The 101 Ways to Make Extra Money in Your Spare Time  ebook
  • Two bonus books
  • The Pay Off Debt smart phone app
  • Two 1-hour one-on-one coaching sessions with Jackie.
  • Direct email access to Jackie

Get access to the monthly membership community:

Destination Debt Freedom Program

(This is the recommended option – includes Community membership too)

Put your debt payoff into high gear!

$27/month includes:

  • Members-only private Facebook community
  • Facebook Live Q&As
  • Quick posts + Small Win Wednesdays
  • Online training course content
  • Worksheets and resources
  • Inspiring exercises
  • Monthly debt freedom check-ins
  • The 101 Ways to Make Extra Money in Your Spare Time  ebook
  • Two bonus books
  • The Pay Off Debt smart phone app
  • Two 1-hour one-on-one coaching sessions with Jackie
  • Direct email access to Jackie

Get on your way to debt freedom with the monthly membership program:

Destination Debt Freedom Coaching

For those who want one-on-one support.

$630.00 one-time fee includes:

  • Members-only private Facebook community
  • Facebook Live Q&As
  • Quick posts + Small Win Wednesdays
  • Online training course content (that you can access for the entire lifetime of the program)
  • Worksheets and resources
  • Inspiring exercises
  • Monthly debt freedom check-ins
  • The 101 Ways to Make Extra Money in Your Spare Time ebook
  • Two bonus books
  • The Pay Off Debt smart phone app
  • Two 1-hour one-on-one coaching sessions with Jackie
  • Direct email access to Jackie

Get one-on-one coaching and the program:

 

Frequently Asked Questions

Do I need to give up _____ to get out of debt? (Just insert whatever you love doing in that blank.)

Nope, with the right strategies getting out of debt doesn’t have to mean a life of drudgery or restriction. You don’t have to give up the things you love most! (And if you ask me, you shouldn’t. We went to Paris while we were paying off debt. We just did it with cash.) Becoming debt free is not really about sacrifice at all. It’s about changing your thoughts and habits so that you can get the things you want and enjoy without a lifetime of “I owe, I owe…”. The key is to have the systems and people to keep you on track and moving forward. And I’ve got those exact things for you in the Destination Debt Freedom program.

What if I tried to get out of debt before and failed? Maybe even many times?

I did that too, over and over again until I figured it out. So try not to feel bad about it, because your past doesn’t matter nearly as much as what you do going forward.  Almost no one says, “I want to be debt free” and then goes out and does it right off the bat, without any preparation or support along the way. So don’t beat yourself up if you’re not perfect. None of us are. Remember that with the right factors in place, not only is it possible to get out of debt, but you can pretty much book your ticket if you stick with it!

What if I don’t make enough money?

You probably actually do, even though it may not feel like it right now because you’re squeezed by monthly payments. People think you have to make a ton to get out of debt or that only rich people can live debt free, but that just isn’t true. I’m living proof. Everyone I know who’s gotten out of debt has done so on a normal salary. (And sometimes on much less!)  So if you currently earn at least enough to make your minimum payments and still eat, you should be just fine :)  As time goes on, you might be surprised at how much the wiggle room in your budget grows as you go through the program and implement its strategies.

Why isn’t it free?

You have to be invested in getting out of debt, and people who just sign up for free stuff aren’t. You get what you pay for. No investment, no return. Sure, you can check books out of the library and read posts online, but it’s easy to ignore those things and just stay in debt. It’s a different story when you put your money where you mouth is and commit to the amazing life of debt freedom.

What’s the coupon code?

There is no coupon code, because this is already a great value. (That’s just something the order form includes by default. Leave the coupon code section blank.)

I don’t want to add another monthly bill!

Ok, so that wasn’t a question but I hear it a lot. And I get it. Of course you don’t want to add another monthly bill. The thing is, I’m not asking you to. Think for a minute about all the things in the $20 range you’ve said yes to over the past month. It’s EASY to spend that amount on things that don’t matter all that much and that definitely don’t change your life. Since they don’t matter all that much, cut one or two of them out and make a difference in your life instead. If you can’t think of what to cut, email me and I’ll help you find something. Or you can always make a little extra. As part of the program, you’ll get 101 ways to do so! Remember, getting out of debt WILL change your life for the better. I have never heard a single person say they regret doing so.

Why should I pay for a program on getting out of debt when I could just do it myself?

Of course you can get out of debt on your own. I could repair the roof on our house myself too if I had to, but I hired someone who knows what they’re doing to help me instead. Someone who’s been there and done that. It’ll save me so much time and trouble (plus I’m afraid of falling.)

When it comes to getting out of debt on your own, the real questions are…Will you? And are you already on track to doing so? If you’ve been steadily making good progress for a long period of time, just keep going! (And be sure to let me know when you’re debt free so I can cheer right along with you.) But if you’re not on track, or if you’ve been struggling like SO MANY people and could use some support along the way, consider this…

If I could have had someone show me everything they did to become completely debt free (without a bunch of crazy, unrealistic sacrifice) and known that following those steps was going to change my life, I’d have signed up in a heartbeat — especially if I knew I was going to get support along the way and answers to my questions. It would have sped up the process and been totally worth every penny, because becoming debt free is one of the best things I’ve ever done in life.

What if I don’t have time for this right now?

As a wife, mom, full time business owner, part-time helper of older relatives, artist, Netflix watcher, and the owner of a high-energy dog, I know that’s a perfectly valid question. We’re ALL insanely crunched for time and energy. But…we all have the same amount of time in our day. So what’s important to you? Because that’s what you should make time to do, even if it means you don’t dust this week or you get up 15 minutes earlier.

IF what’s important to you is becoming free of debt, getting rid of all that stress and worry, and having more energy as life moves in your desired direction, then you can make time to do it. You need as little as 5 minutes a day if you just join the Facebook group, and they can be while you’re standing in line at the grocery store. If you join the program, carving out 15-30 minutes a week will do it. That’s a break at work or a TV show. If it’s important to you, make it happen. You have the power.

When does the program start, and what if I have to miss some time?

You’ll receive access to the Facebook group just as soon as I get your info, so you can jump in there anytime the mood strikes. If you’ve signed up for the course as well, you’ll go through it at the pace that’s right for you and your life. You get to decide when you’ll work on it, so there is no “missing time”. Plus, I know people don’t get out of debt in a few weeks, so I’ve got the monthly check-ins set up for you to keep you motivated and encouraged on an ongoing basis. Our Destination Debt Freedom program goes with you…I’ll help you get on track, stay on track, and have fun doing it as you head to DEBT FREEDOM!

How long does the program take to do?

There are ten sessions, so the ideal pace is about one session per week. (Or 3 months with a little wiggle room for life.) But you can go at your own pace in the program, so it’s entirely up to you.

What if I don’t have a Facebook account?

I get it; not everyone likes Facebook. (In fact, some people hate it.) If that describes you and you still want to be part of the Destination Debt Freedom Community, I suggest signing up for Facebook anyway and only using it for that purpose.

You can join the Destination Debt Freedom Program without being on Facebook at all, but there will be some parts where you’re asked to participate in the community, so you won’t be able to do those parts without a Facebook account. Basically, not having a Facebook account will hinder participation, so if you’re not interested in getting one this probably isn’t the program for you. Note that the Community is a secret Facebook group, which means that only other group members can see the things you post there.

Is there a guarantee? What if I join & then change my mind?

Yes, there’s the Destination Debt Freedom 100% Money-Back Guarantee, so you’re completely safe to try it out. I believe in this stuff, and I know for a fact that it works. You’re not going to become debt free overnight, but if you do the work and stick with it you WILL get there. If you don’t do the work, and you don’t stick with it, the only thing I can guarantee is that it won’t work. It’s up to you.

Here’s the Destination Debt Freedom 100% Money-Back Guarantee: If you decide Destination Debt Freedom is not for you in the first 30 days — for any reason at all — email me at jackie@jackiebeck.com with the subject line “guarantee” and I’ll give you a one hundred percent refund. After that, there are no commitments for the monthly memberships and you can cancel the Destination Debt Freedom Community or Program memberships at any time. Sales of Destination Debt Freedom Coaching are final after the first 30 days.

 

Remember, Here’s What to Do Now

You can be free of financial stress and worry…finally stop the gnawing dread that comes with those credit card statements…finally stop having those monthly money fights and self-recrimination.

Make your choice below and get on your way to debt freedom!

Destination Debt Freedom Community

Work toward your goals with the support of like-minded friends.

$18/month includes:

  • Members-only private Facebook community
  • Facebook Live Q&As
  • Quick posts + Small Win Wednesdays
  • Online training course content
  • Worksheets and resources
  • Inspiring exercises
  • Monthly debt freedom check-ins
  • The 101 Ways to Make Extra Money in Your Spare Time  ebook
  • Two bonus books
  • The Pay Off Debt smart phone app
  • Two 1-hour one-on-one coaching sessions with Jackie
  • Direct email access to Jackie

Get access to the monthly membership Facebook community:

Destination Debt Freedom Program

(This is the recommended option – includes Community membership too)

Put your debt payoff into high gear!

$27/month includes:

  • Members-only private Facebook community
  • Facebook Live Q&As
  • Quick posts + Small Win Wednesdays
  • Online training course content
  • Worksheets and resources
  • Inspiring exercises
  • Monthly debt freedom check-ins
  • The 101 Ways to Make Extra Money in Your Spare Time  ebook
  • Two bonus books
  • The Pay Off Debt smart phone app
  • Two 1-hour one-on-one coaching sessions with Jackie
  • Direct email access to Jackie

Get on your way to debt freedom with the monthly membership program:

Destination Debt Freedom Coaching

For those who want one-on-one support.

$630.00 one-time fee includes:

  • Members-only private Facebook community
  • Facebook Live Q&As
  • Quick posts + Small Win Wednesdays
  • Online training course content (that you can access for the entire lifetime of the program)
  • Worksheets and resources
  • Inspiring exercises
  • Monthly debt freedom check-ins
  • The 101 Ways to Make Extra Money in Your Spare Time  ebook
  • Two bonus books
  • The Pay Off Debt smart phone app
  • Two 1-hour one-on-one coaching sessions with Jackie
  • Direct email access to Jackie

Get one-on-one coaching and the program: