Category: Budgeting

Set out to make a budget, and you’ll quickly discover that there’s no such thing as a perfect month. Instead, there are usually unplanned expenses galore — at least at first.

Your kid comes home and needs $20 for a field trip, or your car starts making a funny noise. Then next month, the cat exhibits mysterious symptoms and requires a trip to the vet. The month after that, there’s a series of wedding and birthday gifts to send. It feels like it never ends.

In short, there’s always something. But it doesn’t have to be that way.
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Inflation is rising and wages are flat, making it hard to make ends meet. So how can you cut your budget when it feels like there’s nothing left to cut?

First, don’t despair. I know it can feel incredibly discouraging when you’re eating crackers for supper and the latte factor seems like a joke. I’ve been there, and it is possible to get through it.

There are still ways you can get back on your feet, even when it feels like there’s nothing left to cut.
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Are you someone who hates budgeting? Do you find that you still need to manage your money in some way? (You know, to keep from overdrafting and to pay your bills?) If you answered yes to those questions, then the no-budget budget method may be for you!

With the no-budget budget, you don’t have to stress about making a budget each month. Instead, the no-budget budget allows you to focus on other parts of your finances. (Like getting out of debt or saving up for a specific goal.)

If you’re interested in learning more about the no-budget budget, keep reading. We’ll cover everything you need to know about this budgeting method, including how it works and whether or not it may be right for you.
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There are many ways to split expenses with your partner or spouse. Keep in mind that the most important thing is to do so in a way that feels right to both of you.

And that’s really the key: you need to BOTH feel good about it.

You also need to be willing to revisit it over time if it’s no longer working or you decide another method might work better for you.

So now let’s jump into how to split expenses with your partner, including the fairest ways!
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