Are balance transfers worth it? They can be in some situations, but it depends on how you handle them. So if you’re thinking of doing a balance transfer, there are things you need to know first.

(If you’re not already familiar with them, you can find out more about what balance transfers are here.)

Don’t do a balance transfer unless you fully understand them, including their pros and cons. Because they may or may not be worth it, and there’s a bit of a catch.

So how do you tell if balance transfers are worth it when you’re paying off debt? Start by reviewing some of the pros and cons.
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Thinking of using a debt management plan? It’s smart to look into debt management program pros and cons first. You’ve got to know what you may be getting into, and what to avoid.

Because like everything else, there are advantages and disadvantages to debt management plans.

So let’s go over the benefits of using one first.
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