Articles – JackieBeck.com – Debt: It's not forever.

11 Apps to Help You Find Great Deals on Everyday Items

11 apps to help you find great deals on everyday items We all look for ways to find great deals on everyday items. After all, nobody wants to pay full price when an app can help you find a discount. The next time you get ready to shop, why not try out some of these apps to save you a few dollars on items you will be purchasing anyway?

1. Ibotta

Ibotta lets you save money grocery shopping and also at retail, convenience stores, pharmacies, and restaurants. To start saving money, you need to activate the digital offers before you shop. You will receive the rebates once you send a copy of your receipt or link your store loyalty card to Ibotta.

You can even get cash back on online purchases at Amazon when you shop through Ibotta. Once your balance is $20, you can withdraw your cash rewards by PayPal, Venmo, bank account, or gift card.

2. The Amazon App

Downloading The Amazon App can help you find savings on the go. This app is just the mobile version of the online behemoth, but, it syncs with your wish lists and shopping history and can easily tell you when you can buy an item for less on Amazon than your local retail store. The Amazon App is free to use.

3. Coupon Sherpa

Coupon Sherpa is another digital coupon site that helps you spot savings from a computer or your phone. When you load the app, you can browse savings by store. Or, Coupon Sherpa will show you savings opportunities by showing the offers first that are closest to your current location. When you are ready to checkout, show the digital coupon to the cashier and you will instantly receive the discount.
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Paying Off Debt? Make Your Progress Visible

Would you like to stay motivated for the long haul when paying off debt? All the way until you are debt free?

It’s possible! The key is to recognize, focus on, and celebrate incremental progress along the way.

Literally making your progress visible can help, and I’ve got some tools for you in this article to make it easier to do exactly that.

Where to start

First, a quick note. It’s way too easy to get caught up in feelings like “ugh, I’m never going to get out of debt.” or “I suck.” So…don’t do that. I’m serious here. You deserve better.

If you find yourself thinking or saying automatic negative thoughts like those, literally tell yourself to STOP, and then consciously replace them with the truth instead. (This is a psychological thing that absolutely works.)
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How to Identify and Avoid “Make Money” Scams

Whether you want to admit it or not, we’d all love to make more money without a lot of work. That’s a problem, because chances are you’ll meet somebody in person or online that will promise you ways to do so with little investment of time or effort, sometimes overnight.

These “make money” scams are more common than you might think, and sometimes they can be hard to separate out from true opportunities where you might actually be able to make money from home or make a little extra in your spare time.

Here are a few tips to help you identify potential make-money scams and avoid being deceived.

Watch out for anything that claims you’ll make money overnight.

If any program tells you that you can start making thousands of dollars as soon as you sign-up for their service, and pay a small (or sometimes large!) membership fee, it’s probably too good to be true.

While some people truly are in the right place at the right time, most of the time it doesn’t work that way. Fortunes take years to accumulate, and they involve hard work and consistent saving. For example, you need to spend time building a website, attracting an audience, or hosting events if you sell products or services.
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How Paying Off Debt Can Help Repair Your Credit

How paying off debt can help repair your credit and improve your credit score. It’s perfectly normal to be worried about your credit score. After all, you’re constantly told that having a good credit score is important for a huge variety of reasons, and it’s a point of pride for many people. So what do you do when your scores are sinking like the Titanic because you’ve hit the “debt iceberg?”

Instead of letting your credit score sink to the ocean floor, or paying people to do credit “repair”, there’s a simple solution that will greatly benefit both your credit AND you: focus on paying off your debt.

Making consistent, on-time payments that reduce your balance is a surefire way help repair & improve your credit score.

What is a credit score, and how is it calculated?

Before we get into why paying off debt works to help repair your credit, let’s talk about the kinds of things that make up a credit score. It’s important to know that to understand just how paying off debt can help.
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