How many free credit reports per year can you get? For 2021 and at least part of 2022, a lot.
That’s because of a special benefit the 3 national credit reporting agencies are offering due to the pandemic.
Until April 20, 2022, you’re allowed to get a free credit report from each of the 3 major credit reporting agencies every week if you like.
(See How to Get a Credit Report for Free for directions on how and where to get them.)
So if you really went all out, you could get at least 156 free credit reports in 2021. That’s great if you want to keep a close eye on things or are waiting for something to drop off or show up.
During normal times, the number is much lower.