Category: Money Saving Ideas

Looking for the best alternatives to cable TV? There’s no time like the present to cut the cord and save a bundle!

How much could you save? A lot.

The average price of cable hit $217.42 a month in 2020, according to Consumer Reports. And thanks to price hikes in 2021, the costs are still climbing. So this could be a great time to take a look at your cut the cable options.

And while you can’t literally watch free cable TV online, there are a whole lot of ways to watch a great deal of the programming.

So let’s get to it. Here are a few ways to cut the cord while still being able to watch your favorite shows.
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If you have the default kind of PMI (private mortgage insurance), you pay for it each month when you make your mortgage payment. So it makes your monthly payment higher than it otherwise could be. The good news is, you don’t have to keep it forever. This article will tell you how to get rid of PMI on your home.

First, What is PMI?

Lenders usually require private mortgage insurance if you put less than 20% down on your home. They are taking on more risk, so they want to be protected. But it’s not like other types of insurance.

That’s because this kind of borrower-paid PMI covers the lender if you can’t make your mortgage payments, not you. But you pay for it each month as part of your monthly payment.

Why remove PMI? In short, it can cost you a lot of money, so that’s a good reason to remove PMI early if you can.

(That money could be going to help you pay off your mortgage faster, for example.)

There are rules in place that can help you get it done.
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No one likes to be stuck inside, but on the plus side, it could be a great way to spend less while still keeping busy.

With that said, here are 19 free or mostly-free things to do when you’re bored at home.

1. Borrow and enjoy digital books, audiobooks, and movies.

Your local public library is at your fingertips anytime of the day or night when you use the OverDrive app. You can use it alone or in combination with the Kindle app, on all kinds of devices. If you are a reader, listener, or watcher, you will love having thousands of choices for free.
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Recurring subscriptions, impulse shopping, eating out — it’s easy to get stuck in the habit of overspending. Getting out of this rut and learning how to save money, especially when you can’t afford to, may seem impossible.

Except it’s not.

With a few changes, you can trim your expenses, get out of debt, and start to save money.

Here’s how.
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