Ways to Stay Warm During a Power Outage

There are many ways to stay warm during a power outage. And with rolling blackouts, winter storms, and other cold-weather outages on the rise, chances are you may need to use them.

So what are the ways to stay warm during a power outage?

In general, think of staying warm by area. The smaller the area you need to warm up, the easier it will be to stay warm.
Read more

19 Cheap Ways to Move Out of State

Some of the cheapest ways to move out of state just take a bit of planning and elbow grease. But even if you aren’t the DIY type, it’s well worth looking at your options.

That’s because the average cost of moving to another state ranges from $12,338.10 to $16,311.60 for a full service move with storage for a 3 bedroom house*.

The good news is there are many ways to save money on a move. In fact, the potential for savings is HUGE. (We spent a lot less on our cross-country move, which included shipping cars.)

Let’s go over some of the ways to save on a long-distance move below. Because the best way to move is the one that works for you and your budget.
Read more

The Best Alternatives To Cable TV (Or, How To Cut the Cord This Year)

Looking for the best alternatives to cable TV? There’s no time like the present to cut the cord and save a bundle!

How much could you save? A lot.

The average price of cable hit $217.42 a month in 2020, according to Consumer Reports. And thanks to price hikes in 2021, the costs are still climbing. So this could be a great time to take a look at your cut the cable options.

And while you can’t literally watch free cable TV online, there are a whole lot of ways to watch a great deal of the programming.

So let’s get to it. Here are a few ways to cut the cord while still being able to watch your favorite shows.
Read more

How To Get Rid of PMI and Reduce Your Mortgage Payment

If you have the default kind of PMI (private mortgage insurance), you pay for it each month when you make your mortgage payment. So it makes your monthly payment higher than it otherwise could be. The good news is, you don’t have to keep it forever. This article will tell you how to get rid of PMI on your home.

First, What is PMI?

Lenders usually require private mortgage insurance if you put less than 20% down on your home. They are taking on more risk, so they want to be protected. But it’s not like other types of insurance.

That’s because this kind of borrower-paid PMI covers the lender if you can’t make your mortgage payments, not you. But you pay for it each month as part of your monthly payment.

Why remove PMI? In short, it can cost you a lot of money, so that’s a good reason to remove PMI early if you can.

(That money could be going to help you pay off your mortgage faster, for example.)

There are rules in place that can help you get it done.
Read more