40sharesSharePinTweetFlipboardWe need to talk, because the good debt vs. bad debt information you see out there a lot is often completely inadequate. So, get ready for a point of view you may not have heard before. First though, since you’re probably wondering what the difference is between good debt and bad debt, let’s go over […]Read More
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I'm glad you're here! My husband and I paid off over $147,000 in debt (including our house)! I've walked the walk to become completely debt free, and I want to help YOU do the same with my award-winning Pay Off Debt by Jackie Beck app (as featured in Oprah Magazine.)
Debt is NOT forever
You might hear people say that you’ll “always have debt”. I automatically bought into that notion myself, believing I had to borrow money for emergencies and to pay for big ticket items. Turns out, that common idea is just not true. It's a myth.
After paying off over $147,000 in debt, I know that you CAN break free of debt’s grip and live the life you love. You can pay for the things you want and need with money you already have, and save a bundle in the process.
You know what else? You don't have to live some kind of uber-frugal life to pay off debt, either. It's totally possible (if sometimes a little slower!) to travel, spend time with family and friends at events, buy nice clothes, drive a car you enjoy, and generally live a good life WHILE you're getting out of debt.
I know, because that's exactly what my husband and I did. (While dealing with typical life issues like layoffs and emergencies along the way.)
How is it possible? By changing your habits and actions, and only spending money you already have.
It all starts with your mindset.
445sharesSharePinTweetFlipboardIf you’re married with student loan debt, you’ll want to read Fo Alexander’s debt free story below. She paid off over $78,000 in student loans at a great clip. First $31,000 prior to getting married, and then she really kicked it into high gear after joining forces with her husband. They paid off the remaining […]Read More
SharePinTweetFlipboardIf you’re looking to speed up debt repayment, using an everything’s negotiable mindset can help. You see, getting out of debt basically requires three things. You have to: quit borrowing money stick with your debt payoff plan (which really means getting back on the wagon if you fall off) and sometimes say no to some […]Read More
134sharesSharePinTweetFlipboardGot student loans on a non-profit salary or other low income? You’re not alone. But in Joyce Chou’s case, her loans entered repayment with an unexpected twist. It was summer of 2015, and Joyce had just returned to the US after spending nearly a year teaching English in Taiwan. She’d been there on a Fulbright […]Read More