Got student loans on a non-profit salary or other low income? You’re not alone. But in Joyce Chou’s case, her loans entered repayment with an unexpected twist. It was summer of 2015, and Joyce had just returned to the US after spending nearly a year teaching English in Taiwan. She’d been there on a Fulbright […]Read More
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I'm glad you're here! My husband and I paid off over $147,000 in debt (including our house)! I've walked the walk to become completely debt free, and I want to help YOU do the same with my award-winning Pay Off Debt by Jackie Beck app (as featured in Oprah Magazine.)
Debt is NOT forever
You might hear people say that you’ll “always have debt”. I automatically bought into that notion myself, believing I had to borrow money for emergencies and to pay for big ticket items. Turns out, that common idea is just not true. It's a myth.
After paying off over $147,000 in debt, I know that you CAN break free of debt’s grip and live the life you love. You can pay for the things you want and need with money you already have, and save a bundle in the process.
You know what else? You don't have to live some kind of uber-frugal life to pay off debt, either. It's totally possible (if sometimes a little slower!) to travel, spend time with family and friends at events, buy nice clothes, drive a car you enjoy, and generally live a good life WHILE you're getting out of debt.
I know, because that's exactly what my husband and I did. (While dealing with typical life issues like layoffs and emergencies along the way.)
How is it possible? By changing your habits and actions, and only spending money you already have.
It all starts with your mindset.
These are the best personal finance apps — financial apps for tracking spending and a whole lot more. These can help you budget, save for the future, get out of debt, and invest. Taking care of your finances doesn’t have to feel impossible! Let these apps can save you time and money. Why not spend […]Read More
There’s no doubt about it, getting out of debt is WELL worth it. It’s the best! But sometimes we all need a little inspiration and encouragement along the way. So if you’d love to get a dose of debt-free inspiration, these 6 get out of debt stories will do the trick. As a side note, […]Read More
The road to Financial Independence, Retire Early (FIRE), is anything but a straight line. It’s more like a really good movie… you’ll laugh, cry, get angry, frustrated, be overjoyed and a host of other strong emotions. At the end, you’ll be left with a sense of true fulfillment. So much so, you may even cry […]Read More