Wish you had an emergency fund to fall back on? This step-by-step guide walks you through exactly how to build a $1,000 emergency fund in 90 days or less. (And you don’t have to be rich to make it happen.) But first, a quick story: “Your house needs a new air conditioner,” they said. I […]Read More
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I'm glad you're here! My husband and I paid off over $147,000 in debt (including our house)! I've walked the walk to become completely debt free, and I want to help YOU do the same with my award-winning Pay Off Debt by Jackie Beck app (as featured in Oprah Magazine) and the Destination Debt Freedom program.
Debt is NOT forever
You might hear people say that you’ll “always have debt”. I automatically bought into that notion myself, believing I had to borrow money for emergencies and to pay for big ticket items. Turns out, that common idea is just not true. It's a myth.
After paying off over $147,000 in debt, I know that you CAN break free of debt’s grip and live the life you love. You can pay for the things you want and need with money you already have, and save a bundle in the process.
You know what else? You don't have to live some kind of uber-frugal life to pay off debt, either. It's totally possible (if sometimes a little slower!) to travel, spend time with family and friends at events, buy nice clothes, drive a car you enjoy, and generally live a good life WHILE you're getting out of debt.
I know, because that's exactly what my husband and I did. (While dealing with typical life issues like layoffs and emergencies along the way.)
How is it possible? By changing your habits and actions, and only spending money you already have.
It all starts with your mindset.
Wish you could stop living paycheck to paycheck? You’re not alone. According to the Brookings Papers on Economic Activity about 1/3 of Americans live paycheck to paycheck. That’s about 38 million folks who would be in trouble if they had to pay an unexpected bill or would be panicked if they lost a job. If […]Read More
Emergencies may not be high on the list of things we love to think about, but emergency preparedness is critical. Before we get started with things you can do to create an emergency preparedness plan, here’s a quick emergency definition: Simply put, an emergency is a sudden (and often unexpected) event that needs immediate action. […]Read More
Thinking of closing your credit cards? They can be HARD to give up. For many people, they’re a bit like a security blanket. Still, some people want to close a single card for various reasons. Some want to close all their cards so they aren’t tempted any longer. Others just want their debt GONE! That […]Read More