Debt is Not Forever: You CAN Break Free of Debt’s Grip for Good

By Jackie Beck   Updated 02/14/2022 at 3:38 pm

You might hear people say that you’ll “always have debt”. I automatically bought into that notion myself, believing I had to borrow money for emergencies and to pay for big ticket items.

But after paying off over $147,000 in debt, I now know that you CAN break free of debt’s grip and live the life you love. You can pay with money you already have, and save a bundle in the process.

Will you help spread the word that Debt is Not ForeverTM? (Because more people need to know it!)

More people need to know that you CAN break free of debt. Spread the word that #DebtisNotForever

Imagine a life where your paycheck stays yours. Where you can live without the costly financial burden of debt. Where you can give freely and plan for the future.

Those things ARE possible! You can join in as we shout it from the rooftops by doing one or more of the following suggestions.

1. Share your why.

Take a photo of something that shows YOUR reason for getting out of debt. That could be a photo of something that represents freedom, your family, your future, the car you’re paying off so you can drive debt-free, or whatever resonates with you.

Then share it on Twitter, Pinterest, or Instagram using the hashtag #DebtIsNotForever. It’s your life, and your choice to become debt free. Sharing your why can inspire others on their own journeys.

2. Take a stand.

According to Psychology Today, the “act of writing down what you are going to do is a strong motivator”. I’ve definitely found that to be true in my own life, both when it comes to goals and to behavior change. (Like getting out of debt!)

When you put it in writing that you ARE the kind of person who lives a debt-free life, you’re going to be very motivated to live up to your words.

Make your proclamation public, and you’ve got even more incentive to become the person you want to be.

That’s why I’d love to see you take a stand as part of this Debt is Not Forever crusade.

Write down one of the phrases below on a post-it note, then take a photo of your note and share it on Twitter, Pinterest, or Instagram using the hashtag #DebtIsNotForever. (The photos I’ve received so far are shared in a collage below.)

  • I am the kind of person who only spends money I already have.
  • My family deserves a debt-free life.
  • I no longer borrow money to pay for things. Instead, I rely on hard work and resourcefulness.
  • I will be debt free by [date] or sooner. (Insert the date you’ve calculated, maybe using my debt snowball app.)
  • I prepare for emergencies and save until I have the money for the things I want and need.
  • I am/will be debt free because ____________. (fill in your reason)
  • (Or create your own positive personal finance-related phrase)

3. Encourage others.

Spread the Debt is Not Forever message on your blog, because others need to hear it. What you write is up to you. It could be a post about why you’re getting out of debt, alternatives to debt, your own debt payoff story, debt reduction tips, or whatever you think would help others to know that it IS possible to live a debt free life.

Once your post is live, share it with me and I’ll include it here at the end of this #DebtIsNotForever post.

Get inspired: Proof that #DebtIsNotForever

Folks have been posting their #DebtIsNotForever images and posts to help spread the word that it absolutely IS possible to live a life without the chains of debt.

I’ve gathered the notes and photos into a collage so we can see all those powerful motivations in one place. They’re an inspiration to others who are getting out of debt!

Take a look at some of them for yourself :)

Just a few reasons why #DebtIsNotForever

And a big thank you to all of the bloggers who helped spread the word! Check out their posts if you haven’t already. (Note that while some of them have similar titles, they’ve all got unique stories and perspectives.)

Share your own stand as part of the #DebtIsNotForever crusade

13 thoughts on “Debt is Not Forever: You CAN Break Free of Debt’s Grip for Good

  1. Bring it on and let’s do this…. I teach the same thing to my students..YES, YES!!!! I will send you a link by Friday.

  2. I love this Jackie! Thanks for the invite! I’m definitely in! I’ll start working on my post so it’s ready to go up next week! Thank you for spreading the word… Debt is NOT Forever!

  3. Already working on being debt free! So many tips and tricks to learn along the way. Thank you all!

  4. Excellent post-Jackie! With total consumer debt totalled $3.898 trillion in 2018, a 7.6% increase from 2017, it is important that people understand the main concept behind a debt. Would love to get more views on this.

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