Kim is an optometrist who talks about her journey towards 20/20 financial vision. You can follow her on Twitter.
November was a big month for our family. It was the first time in almost a decade that we haven’t been saddled with credit card debt. If you find yourself struggling with debt, the first step is the hardest. Hopefully by sharing my story, it will persuade you to take action.
Read more
Shondell is a 32 year old from Toronto who paid off her mortgage in less than three years. (Her blog was called “Call Me Whatever You Want, Even Cheap”.)
December 2011 was one of the greatest months I have had in a long time. It was the month that I paid off exactly $95,778.50. It took me a little under 3 years to get rid of this debt. There were times when I felt like saying to heck with this debt; I am going on a shopping spree. But then I would listen to a Dave Ramsey show and hear people scream “I AM DEBT FREE!” and that would get me right back on track.
Read more
Being one of four sisters, my parents agreed to pay for our first year of college and then we were on our own. I didn’t really know how loans worked or even the difference between a subsidized and unsubsidized loan, so I took out two Stafford subsidized loans and an unsubsidized loan from Chase Bank. I was thankful to be a mentor/RA for 3 years at Michigan State University because it saved me over $24,000 since I got free room & board.
Read more
Like many people, I took out a student loan in order to finish graduate school.
Well, that’s not completely true. I did borrow money (about $19,000), but it wasn’t so that I could finish graduate school. In fact, my employer at the time would have happily paid for the rest of it.
Instead, I took out a student loan so that I wouldn’t have to work while finishing up school.
Read more