Hey, debt happens!
I’m Tahnya, and I have a personal confession to make, I used to be in debt. Actually to say that I was in debt would be an understatement, I was over $50,000 in debt and I was only 27 years old.
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It started six years ago. I was 40 and had been blogging about personal finance for a year. I vividly recall listening to an episode of the Dave Ramsey show and vowing to be debt-free by age 50. A nice goal, but wildly optimistic.
At the time we had $250,000 in non-mortgage debt and a mortgage of about $600,000 (gulp!). Today the $250,000 is paid in full, and we will retire our mortgage over the next few years.
So how did we do it?
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Wondering how to pay off $10,000 In credit card debt? After years in a vicious cycle of debt, Jerry Coffey did exactly that through deliberate planning and careful money management. Now he blogs over at Repaid.org (@RepaidOrg on Twitter.) Here’s his story.
Getting out of debt is possible, not by skipping your daily trip to Starbucks, but through hard work and planning. Here is how I eliminated $10,000 in credit card debt in just 27 months.
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Six years ago, I was broke. I was deeply in debt (to the tune of $30,000) and creditors called me nonstop. I felt powerless, hopeless and totally alone. It was one of the darkest times in my life. The worst part was: I thought I was making good money. I was just clueless about how to manage it.
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